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The consumer may be protected with different coverage types depending on what coverage the insured purchases. Some states require that motorists carry liability insurance coverage to ensure that its drivers can cover the cost of damages to people or property in the event of an automobile accident. Some states, such as Wisconsin, have more flexible “proof of financial responsibility” requirements In the United States, liability insurance covers claims against the policy holder and generally, any other operator of the insured vehicles, provided they do not live at the same address as the policy holder, and are not specifically excluded on the policy. In the case of those living at the same address, they must specifically be covered on the policy. Thus it is necessary, for example, when a family member comes of driving age they must be added to the policy. Liability insurance sometimes does not protect the policy holder if they operate any vehicles other than their own. When you drive a vehicle owned by another party, you are covered under that party’s policy. Non-owners policies may be offered that would cover an insured on any vehicle they drive. This coverage is available only to those who do not own their own vehicle and is sometimes required by the government for drivers who have previously been found at fault in an accident. Non-owners policies are also known as Named Operator Policies. The policies are useful for people whose drivers license has been suspended and they have to have insurance for their licensed to be reinstated. Generally, liability coverage extends when you rent a car. Comprehensive policies ("full coverage") usually also apply to the rental vehicle, although this should be verified beforehand. Full coverage premiums are based on, among other factors, the value of the insured’s vehicle. 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Halloween: Resurrection 2002 DVDRip Xvid

Return of the Living Dead: Rave to the Grave 2005 DVDRip Xvid

Return of the Living Dead: Necropolis 2005 DVDRip Xvid

Return of the Living Dead III 1993 DVDRip Xvid

Return of the Living Dead Part II 1988 DVDRip Xvid

The Return of the Living Dead 1985 DVDRip Xvid

Bad News Bears 2005 DVDRip Xvid

Earthstorm 2006 DVDRip Xvid

Leprechaun: Back 2 tha Hood 2003 DVDRip Xvid

Leprechaun in the Hood 2000 DVDRip Xvid

Leprechaun 4: In Space 1997 DVDRip Xvid

RoboCop 1987 DVDRip Xvid

RoboCop 2 1990 DVDRip Xvid

RoboCop 3 1993 DVDRip Xvid

Rize 2005 DVDRip Xvid

Born Into Brothels: Calcutta's Red Light Kids 2004 DVDRip Xvid

Robin Williams: Live on Broadway 2002 DVDRip Xvid

Project 313 2006 DVDRip Xvid

Supercop 2 1993 DVDRip Xvid

Cut Sleeve Boys 2006 DVDRip Xvid

Prison of the Psychotic Damned: Terminal Remix 2006 DVDRip Xvid

The Transformers: The Movie 1986 DVDRip Xvid

102 Dalmatians 2000 DVDRip Xvid

101 Dalmatians 1996 DVDRip Xvid

101 Dalmatians II: Patch's London Adventure 2003 DVDRip Xvid

Wayne's World 2 1993 DVDRip Xvid

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Escape from Sobibor 1987 DVDRip Xvid

Hello Mary Lou: Prom Night II 1987 VHSRip Xvid

Prom Night III: The Last Kiss 1990 VHSRip Xvid

Prom Night 1980 VHSRip Xvid

Sometimes They Come Back 1991 VHSRip Xvid

Sometimes They Come Back... for More 1999 VHSRip Xvid

On Golden Pond 1981 VCDRip Xvid

American Ninja 4: The Annihilation 1990 DVDRip Xvid

American Ninja 3: Blood Hunt 1989 DVDRip Xvid

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Schlock 1973 DVDRip Xvid

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Romper Stomper 1992 DVDRip Xvid

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